SERVICES

SAVING ACCOUNTS

Regular share savings account
is opened when you join the credit union. Your initial $5.00 deposit to open this account establishes your membership, thus making you part owner of the credit union.

Money Market Savings
High balance members who are looking for liquidity plus a higher interest rate than our regular savings accounts should consider this account. You must maintain a balance of $1,000 to earn interest.

Certificates of Deposit
Cds are investments (minimum of $500) with fixed terms that usually pay a higher rate of interest than our regular savings account. You select the term that best meets your investment needs and lock in your rate. Cds will automatically renew at maturity at the current rate.

Christmas Club
Budget and save for the holiday season! Your money is transferred to your regular share savings account in October, just in time for holiday s shopping.

IRA and IRA Certificates
start planning for retirement today. We offer both traditional IRAs and Roth IRAs. The interest you earn may be tax deferred and your contribution may be deductible on your federal tax return.

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CHECKING ACCOUNTS

Totally Free Checking Account
has unlimited check writing privileges, no minimum balance required and no monthly maintenance fee. This account is FREE, you only pay for your printed checks.

Interest Bearing Checking
if you keep a high minimum balance in your account, this account pays you interest on your funds.

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TRADITIONAL IRA

Traditional IRA accounts are available at the credit union.

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CHRISTMAS CLUB

Holiday saving couldn't be easier.  Make regular deposits into a Christmas Club account and  make your holidays merry.

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ATM ACCESS

We are part of the CO-OP ATM Network. When you see the special CO-OP Network decal on an ATM, you will not be surcharged — even if that machine surcharges customers of other financial institutions. CO-OP ATMs in 5,500 7-Eleven stores, 25,000 surcharge-free CO-OP Network ATMs and 2,000 national shared branching locations.

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LOANS

Grand Rapids Family Credit Union offers a variety of loans to fit your needs.

• Unsecured
  • Personal Loan
  • Personal Line of Credit
  • VISA
• Secured
  • Auto
  • Boats and RV
  • Motorcycles and Classic Vehicles
  • Vacant Land
• Mortgages and Home Equity Loans
  • Fixed rate term loans
  • Home Equity Line of Credit

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CU TOUCH

CU Touch is the credit union's audio response system.  CU Touch is the quick, convenient way to conduct financial business form any touch-tone phone.  Members may use CU Touch to transfer funds between accounts, conduct balance inquiries and much more.  CU Touch is available 24 hours a day. Call 616-285-5720 or 800-860-5701.

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It's Me 247 Online Banking

Internet home banking is now available to our members.  It's Me 247 Online Banking allows you to view your accounts, transfer money, make loan payments, verify what checks have cleared, and even calculate loan payments.

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OTHER SERVICES